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by Eliot Jacobson

For 25 years, Dr. Jacobson has held positions as professor of mathematics and professor of computer science. With dozens of research articles, publications, and media appearances, Dr. Jacobson is widely recognized as one of the world's top experts on casino table games and casino game mathematics. His web site is, which contains the latest information on beatable casino table games, side bets, and promotions.

Editorís Note: The following article is reprinted with permission from Dr. Jacobson.

I recently became aware of a blackjack side bet that is popular on the Gulf Coast and has a significant number of placements elsewhere: the "In Between" bet (IB). It is very sexy to analyze games that have substantial advantage play issues. Exposing big threats elicits page views. I enjoy busting games. But this coverage can cloud the fact that there are some very robust and popular blackjack side bets on the market. Among the safest (for casinos) are 21+3, Bet the Set, and Royal Match.  As I will show, IB is also in this category.

IB is easy to understand. The player is wagering that the rank of the dealerís card will fall between the ranks of the playerís two cards, with a bonus if the three cards are "Three of a Kind." Aces are always counted as a high card in resolving this bet. The payouts are based on the spread, or gap, between the ranks of the playerís two cards. The "spread" is defined to be the number of card ranks between the playerís two cards.

If the playerís two cards are identical in rank, then the hand wins if the dealerís card is also of that rank (Three of a Kind). If the playerís two cards are consecutive (spread = 0), then the dealerís card cannot be between them, so this hand automatically loses. Otherwise, if the spread is 1 or more, then the payout for a winning hand is based on the spread. The payouts for winning IB bets are as follows:

  • Three of a kind pays 30-to-1.
  • Spread = 1 pays 12-to-1.
  • Spread = 2 pays 6-to-1.
  • Spread = 3 pays 4-to-1.
  • Spread = 4 or more pays 1-to-1.
  • Otherwise, the player loses the IB bet.

The following tables give the combinatorial analysis for the IB bet for 2 and 6 decks:

In particular, note that:

  • The house edge for the two-deck version is 5.696%.
  • The house edge for the six-deck version is 3.396%.

It is usually the case that card counting is much stronger with two decks that with six decks. In the case of IB, however, the difference between these situations is much less than usual. The reason for this anomaly is the low house edge in the six-deck version compared to the two-deck version. I will first consider the two-deck version.

The following table gives the effect of removal (EOR) for each card in the two-deck case. In the final column, I indicate a card counting system based on these EORs.  This count system fits the EORs extremely well. In fact, this counting system has a betting correlation of 0.999195, which is about as good as it gets by using an integer-based count:

In other words, the count system has tags:

  • 2, A = +4
  • 3, K = +2
  • 4, Q = 0
  • 5, J = -1
  • 6, 7, 8, 9, T = -2

The intuition behind these tags is fairly strong Ė you may enjoy making your own arguments about why these tags pass the smell test.

To analyze this system, I ran one hundred million (100,000,000) two-deck shoes, with the cut card placed at 75 cards. The following table summarizes the results of this simulation:

These numbers indicate a low vulnerability to advantage play. If the AP uses the count system above on a fast heads-up double-deck game where he gets 200 rounds per hour, and the AP makes a $100 wager on IB whenever he has the edge, then the AP can earn about $21.60 per hour by card counting IB. This modest income stream comes with high volatility, making IB extremely uninviting to the AP.

At this point in my posts, I usually consider the profit potential for a variety of cut card placements. The purpose of this additional analysis is to give casinos guidance for cut card placement to protect a vulnerable game. Because IB is unattractive to the AP at the reasonably deep cut card placement of 75 cards, there is no need to analyze the profit potential for IB for any other cut card placements.

I next consider advantage play against the six-deck version of IB. By computing the EORs in the six-deck case, it is clear that the same card counting system should be used. Just like the two-deck case, the betting correlation for this system is microscopically close to a perfect 1.0.

To analyze card counting IB in the six-deck version, I ran a simulation of one hundred million (100,000,000) six-deck shoes, with the cut card placed at 260 cards. The following table summarizes the results of this simulation:

Against a six-deck shoe, the AP will make about 75% of what he can earn from the two-deck version. If the AP uses the count system above on a fast heads-up six-deck game where he gets 200 rounds per hour, and the AP makes a $100 wager on IB whenever he has the edge, then the AP can earn about $15.00 per hour by card counting IB.

The following are my recommendations for protecting the In Between bet from advantage play:

  • Youíve got more important things to worry about.

(Editorís Note: I received an email from a Mississippi card counting wanting to know if the IB side bet can be counted. I trust Jacobsonís detailed analysis answered your question.)

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